Decision on your loan application: Negative

Unfortunately you were not given the loan [LOAN ID: 1612611] you applied from our bank.

Our system uses convolutional neural networks trained with data collected by the subject party as well as given partnerships, all compliant with GDPR and other legislation. The model operations are supervised by Finnish Financial Supervisory Authority.

Ranking from highest to lowest the following reasons contributed to the negative loan decision:

1. Your credit history (23,4%)
2. Your income (22,4%)
3. Size of the family (11,2%)
4. High debt to income ratio (7,9%)
5. Your residency duration (7,2%)

If you are unhappy with the decision, please contact our representative on AI-related issues:

Seppo Testaaja
seppo.testaaja@aiga.eu
+3585012341234

or book a time and come meet our staff in person.

CLICK HERE TO FILL IN THE SURVEY AND CONCLUDE THE EXPERIMENT